Addiction Protection Trust

Support Without Destruction

For families dealing with addiction or other self-destructive behaviors in a beneficiary. The goal isn’t to punish or cut anyone out — it’s to make sure inherited money supports a life, not a crisis. These trusts are written carefully and often built around treatment, accountability, and structured support.

What it is

An Addiction Protection Trust is a trust structure designed to provide support for a beneficiary struggling with substance abuse or destructive behaviors while limiting direct access to inherited assets.

Why people use them

prevent financial self-destruction
create accountability
preserve long-term support
reduce the risk that inheritance fuels addiction or harmful behavior

Biggest myth

“This is punishment.”

In many cases, these trusts are acts of protection and compassion — not control. The goal is often stability, safety, and long-term wellbeing.

Common structures

Trust provisions may involve discretionary trustees, treatment-related distributions, incentive structures, or staged access to assets.

Who this trust is good for

Families facing addiction concerns
Parents worried about inherited wealth misuse
Families seeking structured support systems

The Deeper Idea

How do you support someone you love without making things worse? The whole structure of this trust is one careful attempt at an answer.

Conversations We’re Having About This Trust

“Should inheritance be restricted in addiction situations?”

“The trust designed for difficult family realities.”

“Can trusts support recovery?”

Second Marriage Trust

Protecting Everyone at the Table

VII.2

Blended Family Trust

Navigating Complexity with Clarity

VII.3

Divorce Protection Trust

Protecting Inheritance from Relationship Risk

VII.5

Quiet Inheritance Trust

Privacy as Protection

Browse All Eight Categories

Schedule a Complimentary 30-Minute Consultation

At Hurwitz.Law, we believe that thoughtful planning begins with a meaningful conversation.

We offer a private, 30-minute consultation—by phone or Zoom—for individuals and families considering estate planning, elder law, or trust administration services. This conversation allows us to understand your goals, answer your questions, and help determine whether our firm is the right fit for your needs.

Our firm is intentionally boutique. We work with a limited number of clients so that we can provide a high level of personal attention and care. If we’re not the right fit, we’ll do our best to point you in the right direction.

This consultation is not a sales pitch. It’s a conversation rooted in clarity, respect, and the belief that your time—and your legacy—deserve both.

Schedule a Consultation

Prefer to talk first? Call us at (215) 967-7890.